DEPOSIT RATES
Rates Effective as of 09/7/11

DEPOSIT RATES	TERM	INTEREST RATE	ANNUAL PERCENTAGE YIELD
CD-91 Day	3M CD	.25%	.25%
CD-Six Month	6M CD	.25%	.25%
CD-One Year	1Y CD	.50%	..50%
CD-Two Year	2Y CD	1.00%	1.00%
CD-Three Year	3Y CD	1.25%	1.25%
CD-Four Year	4Y CD	1.50%	1.50%
CD-Five Year	5Y CD	1.74%	1.75%
IRA "Rate can change at	18mVariable	2.47%	2.50%
anytime once the account is open"

All CD`s require a $1,000.00 minimum deposit. All IRA's require a $500.00 minimum deposit. Penalty may apply for early withdrawal. All rates subject to change.